What Is Consumer Bankruptcy?

Good, hardworking people can face financial strains for a variety of reasons. The loss of a job, a reduction in pay, a divorce, a serious medical condition or other setbacks can change your household budget. In many situations, people turn to credit cards or payday loans to make ends meet, hoping their cash flow problems will improve. If you have fallen deep into debt, for whatever reason, you are not alone. Moreover, there are legal solutions available for you to regain control of your life.

Bankruptcy Will Allow You To Obtain The Fresh Start You Deserve

The Law Office of Lora L. Phipps has helped individuals and business owners solve debt problems for more than 20 years. If you are straining to pay the bills and keep food on the table and a roof over your head, you likely have many questions about how you can turn the tide. There is a lot of misinformation out there about what filing for bankruptcy can and cannot do. We are problem solvers who focus on guiding people in the Terre Haute area through the debt relief process with sound advice and the skilled representation only an experienced bankruptcy attorney can provide.

You may be facing endless telephone calls pressuring you to pay bills that you do not have the money to cover. Retaining our services will stop the harassing phone calls. A Chapter 7 bankruptcy or Chapter 13 bankruptcy petition will stop all collection activities, including mortgage foreclosures, debt collection lawsuits, garnishments and the repossession of your vehicle. Bankruptcy is the most effective way to eliminate debt to give you a fresh financial start.

Bankruptcy is not a sign of defeat, but a constitutionally authorized method of gaining a fresh financial start.

Turn To An Experienced, Trusted Debt Relief Lawyer For Sound Advice

Every household is unique. We are prepared to fully evaluate your asset and debt structure to provide you with the solution best suited for your individual circumstances. Call our office in Terre Haute, Indiana, or send us an email to request a no-pressure, free consultation with a knowledgeable debt relief attorney.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

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We are honored that most of our clients are referred to us by people we have helped in the past. We respect the confidence in our skills and representation that our former clients express through referring their family and friends. We are committed to treating each client with dignity and respect.

lora phipps about

The Law Office of Lora L. Phipps, established in 1992 in Terre Haute, Indiana, has earned a reputation for our diligent representation and deep knowledge of bankruptcy law. We are not a bankruptcy mill. We go the extra mile to provide creative solutions for clients with complex legal problems.

Personalized Debt Relief Solutions

When you work with us to eliminate debt, we take the time to find the root of your problem. We understand that bankruptcy is not the right choice for everyone. We will fully evaluate your assets and liabilities to provide you with sound legal advice about all of your debt relief options. We will not tell you what you want to hear to garner your trust; we will tell you what you need to hear to solve your debt problems in a nonjudgmental fashion. We will guide you through every step of the way.

Attorney Lora L. Phipps is a sole female practitioner who is passionate about bankruptcy law. She is adamant about keeping up-to-date on trends and changes in bankruptcy law to provide cutting-edge solutions for our clients to help them manage debt. She is a member of the National Association of Consumer Bankruptcy Attorneys.

Lora L. Phipps has handled many bankruptcy cases throughout the years. Each case is unique, which gives Lora L. Phipps a lot of valuable experience with bankruptcy law.  She will be able to handle any type of financial difficulty that you may be facing.

CALL US TODAY: 812-235-0300


“Lora and her wonderful staff have incredibly courteous and understanding service. Lora was so helpful in meeting my needs and taking a HUGE weight off of my shoulders! The entire experience was way beyond what I ever could have expected! Thank you so much!”

D. Sanders
“Lora Phipps is a very understanding and caring person who takes the time to understand her clients needs. When she handled my affairs she was polite, responsive to my needs and wishes, and I could not have been more happy with her prices. The quality of service by her and her staff was well above my expectations. I highly recommend the office of Lora L. Phipps.”
S. Minger

“Lora Phipps was a great lawyer. She and her staff were always quick with responses when we had questions. I would go back to her office if in need and will recommend her services to others.”

J. Ferran

“I would definitely recommend the Law Office of Lora L. Phipps. From consultation to the end of my case, Lora and her team was there for me. They are all professional, courteous and knowledgeable!”

B. Fisher

“Lora and her staff were very courteous and made me feel comfortable. She understood my needs and brought a lot of relief to my situation.”


While this website provides general information, it does not constitute legal advice. The best way to get guidance on your specific legal issue is to contact a lawyer. To schedule a meeting with an attorney, please call or complete this contact form. We look forward to hearing from you.